At Integrated Wealth Solutions we realize that the challenges of the financial world can often be a burden on you and your family. Our unique strategies and solutions are unlike any other firm. We are committed to helping our valued clients build financial freedom, avoid any unnecessary wealth transfers and avoid diminishing personal wealth due to death or disability. It is important to prioritize your needs and to think about the individuals who depend on you and whom you are most responsible for.
	Our solutions cover all aspects of your personal finances, essential to this is the coordination of other advisors, we will work hand-in-hand your CPA and attorney, to ensure that the impact of any decision is properly accounted for.
	The following is a list services we offer along with a detailed explanation of our key solutions:
	· Retirement Planning · Mutual Funds · 529 College Savings Plans / Education Planning · Fixed and Variable Annuities · IRA / Roth IRA
	The Wealth Building and Asset Accumulation part of your finances are solutions that will help you achieve a specific goal, such as retirement planning or education planning. Many advisors and investors alike believe that attaining a specific interest rate or return will satisfy their goal, without realizing there are other intangibles that diminish your wealth. At IWS, we look at all the factors that erode your money and then construct an investment specific plan. This procedure makes us unique; instead of chasing a specific yield or interest rate, we work with our clients to ensure that the products they currently own (or will in the future) are not being eroded by financing, taxes, debt etc.
	· Life Insurance · Disability Income Insurance · Long Term Care Insurance
	The Family Protection part of your finances are the solutions that will help protect you and your loved ones in the event of an unforeseen occurrence such as death or disability. Integrated Wealth Solutions speaks for the individuals in your family who have no voice in the decision you make to protect your family (like minor children). At IWS, we ensure that you have the proper insurance products to make sure you are compensated should you no longer be able to work because of disability. Integrated Wealth Solutions addresses the possible pitfalls of your financial future that can become a burden and ensures proper protection regardless of the circumstances.
	· Estate Planning · Life Insurance Premium Finance · Life Settlements · Charitable Giving Strategies
	Integrated Wealth Solutions is at the forefront of new and Advanced Concepts in the insurance and financial industry.
	In conjunction with your tax and legal advisors we can ensure that your estate is not eroded away due to the impact of taxes and that your assets are properly transferred to your loved ones or favorite charities.
	Integrated Wealth Solutions is very active in the secondary market for life insurance that allows you to sell your policy should you no longer have a need for it. Our Life Insurance premium financing solutions allow you to obtain financing from another party to finance your premium allowing you to leverage your funds in other investments.
	Let Integrated Wealth Solutions “help put the pieces together” for your personal needs. We’re here to help!