· 401(k) · Profit Sharing · Money Purchase · Age Weighted · Defined Benefit · Simplified Employee Pensions (SEPs) · Simple IRA
	Integrated Wealth Solutions will you choose a plan that best fits your needs, regardless of the size of your business. When deciding on a tax qualified retirement plan for a business there are a myriad of decisions to make that are critical to the success of the plan. With the great variety of plans today, it is important to understand the key features of each plan and how it can affect your business. Most importantly, we can determine how the plan impacts owners and key employees, the tax sensitive solution it provides and how the plan integrates with other benefit programs for maximum effectiveness. Our process begins with an initial consultation where we gather critical census information and understand the needs and objectives of your business. We then speak to your trusted advisors such as your CPA and attorney to take into account any other significant factors that make your business unique. As experts in tax planning we then construct a customized qualified plan, rather that using a “generic” plan for your business. We take into account all the factors that make your business unique and apply that to our business model for you. In addition, all of our plans take into account the many laws and IRS guidelines regarding qualified plans to ensure that your plan is permissible. Our simplified approach to tax planning makes it easy to understand our plan design specifics and how it impacts you and your business. Once you are satisfied with the devised plan, we will help you implement it within your business. Upon request, we will meet individually with each employee to explain the intricacies of the plan. Our process does not end here. Integrated Wealth Solutions provides continuing consulting and support to all plan participants. As a businesses change, we adopt; we provide quarterly plan reviews and status reports with all interested parties as needed to ensure continuing success of your plan.
	· Deferred Compensation · Individual Disability Income Insurance · Split Dollar/Bonus Plan · Selective Executive Retirement Plans · 401(k) Look-Alike Plans · Supplemental Executive · Disability Income Insurance · Corporate-Owned Life Insurance
	To develop and maintain a successful business, owners must find creative ways to solve problems of recruiting and retaining while rewarding key individuals. We understand that these people are essential to the growth and prosperity of any organization. Therefore, its essential to have a strategy to help you attain and keep these highly talented and driven employees – especially when the competition is always knocking on their door. As experts in the design of Executive Bonus Plans, Split-Dollar Arrangements and Non-Qualified Deferred Compensation packages, Integrated Wealth Solutions will create sensible solutions that will help your business compete in the market. Your key employees will know that they are being taken care of because of the executive benefits you can provide them. In today’s market place it is vital for an organization to provide executive benefits to your key employees. Not being able to provide enough for your employees can be detrimental to your businesses’ growth and success. Integrated Wealth Solutions will assist your organization in finding the right Executive Benefit Planning solution for your needs and budget.
	· Business Loan Protection · Business Overhead Insurance · Disability Buyout · Buy-Sell Arrangements Funding · Section 303 Stock Redemption · Key Employee Insurance
	Either by success or circumstance the need to plan for the perpetual growth of a business through generations or converting that business to financial assets is a key component of planning for the future of any business. Whether you are preparing for a family member to continue your business or arranging for a key employee to take over, it is vital to identify and prepare suitable employees through mentoring, training and job rotation. It is also as important to replace key players within your organization when their time comes to an end. There are a variety of solutions that are viable to any business to ensure that the future is full of promise and not of burden. Integrated Wealth Solutions will work with your business to provide a sensible solution to passing your business on to future generations.
	· Managed Care Medical Benefits · Dental Benefits · Vision Care Benefits · Flexible Benefit Accounts · Group Life Insurance · Short-term & Long-term Disability Income Insurance · Long-Term Care Insurance
	Offering a competitive and attractive benefit package to current and prospective employees is an important part of the development and prosperity of all businesses. In addition to a tax-qualified retirement plan, the choices of Major Medical Insurance as well as voluntary benefits such as Group Life and Disability Insurance can be a cumbersome undertaking for your business. Integrated Wealth Solutions will consult with you on what benefit plans best fits your needs and budget. In addition to providing Health Insurance from many major carriers, we also design self-insured administer plans to groups of 100 or more. Let Integrated Wealth Solutions review your current benefits to ensure that your business is providing the finest benefits at maximum cost efficiency. We’re here to help!